Human Judgment. Machine Speed.
All your financials in one live view. Clarity, on demand.
Trusted by founders managing $1M-$50M in revenue
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You built a great business. Now understand it.
of founders can't explain their margins
You're running a real business on incomplete information.
You check your bank balance and hope for the best. You don't know your margins by service line, your cash runway, or which customers are actually profitable. That's not a data problem — it's a clarity problem.
from question to CFO-quality answer
You're waiting days for answers your business needs today.
Your accountant takes 3 days to answer a margin question. Your CFO is on a board call. By the time you get the read, the moment to act has passed. Financial OS gives you a real answer the second you need it — not a 40-page report next quarter.
live data AND senior judgment, in one place
You need both — the live numbers and the CFO who can read them.
Most tools give you charts. Most CFOs give you a monthly PDF. The decisions in front of you today need both — your numbers current to your last sync, with an experienced CFO to talk them through.
Tools
Try a piece of it for free.
Four free tools, each solving one thing well. No signup, no email gate. Built with the same CFO voice you'd get inside Financial OS — plus one deeper diagnostic we run together once you're a client.
Burn Rate & Runway
How long do you have? A real CFO read on your runway in 2 minutes.
Fractional CFO Readiness
12 questions, an honest answer on whether a CFO would create leverage.
P&L Analyzer
Drop in your P&L, get a CFO’s read in 60 seconds.
13-Week Cash Flow Forecast
Build a real 13-week forecast in 5 minutes. Excel-export ready.
QuickBooks Health Check
A CFO-grade audit of your books across 5 dimensions, with prioritized fixes — included in every engagement.
A custom dashboard, built for your business.
Every client's dashboard is built from scratch — your numbers, your KPIs, your formatting. The features below are the building blocks I assemble into your system; we pick what matters for your business and skip what doesn't.
Ask Your CFO Anything
Type a question in plain English. Get an answer backed by your actual numbers — not generic advice from the internet.
Type a question in plain English. Get an answer backed by your actual numbers — not generic advice from the internet.
How an engagement works
A four-step path from your existing finance function to a live, always-current finance team — starts as a project, transitions to a lower monthly retainer once the dashboard is live.
Review the health of your books
A QuickBooks Health Check — 5-dimension audit of bookkeeping accuracy, A/R health, cash position, margin trend, and expense quality. We see what we're working with before anything else.
Audit your finance & accounting operation
Internal questionnaire and review of your entire finance function — tools, processes, controls, reporting cadence, compliance. We surface what to fix, automate, or eliminate.
Build a custom dashboard for your business
Every dashboard is custom-built — your KPIs, your formatting, your reporting cadence. Financial reporting and analysis fully automated and always current, sized to your stage and complexity.
Meet at your chosen cadence on the decisions that matter
Weekly, biweekly, or monthly — your call. We talk the decisions in front of you: pricing, hiring, M&A, fundraising, banking. The dashboard does the reporting; we use the time on the strategy.
How financially healthy is your business?
Take this 2-minute assessment. No email required to see your score.
I'm a CFO who's also a founder. That changes everything.
I've spent 13 years as a CFO managing finances for companies from startups to $650M in revenue — across home services, e-commerce, events, consumer hardware, and tech. Equities research, M&A, debt financing, the whole traditional CFO playbook.
Then I became a founder. I built Handld Home — a home services company running on a fully automated stack. Every system, every workflow, every piece of reporting wired together to keep me out of spreadsheets. That experience showed me what's possible when you combine deep financial expertise with genuine technology fluency.
Most CFOs can read your numbers. Most tech people can build dashboards. Almost nobody can do both — and that's where tens of thousands of dollars in savings and smarter decisions live. Financial OS isn't a dashboard I hired someone to build. It's the system I built myself, because I understand both the finance and the technology deeply enough to know what actually matters.
— Brad Phillipi
Ready for a finance team that scales with you?
Book a 20-minute call. We'll talk about your finance operation today, what a custom dashboard for your business could look like, and whether an engagement makes sense for either of us. No pressure.