DIY
$149/ per state
We prepare. You upload to the state portal.
- Data intake
- AI-assisted property classification
- NAUPA II file generation
- State cover form preparation
- Secure document retention
- 1-page submission walkthrough
CA · TX · NY · FL · IL at launch
Unclaimed property reports, handled.
DIY for $149, fully managed from $395 per state. No subscription, no minimums.
Brad Phillipi — fractional CFO, 13+ years.
The problem.
Every state requires annual unclaimed property reporting. Most companies don't know they owe it until the audit letter arrives. The software that exists is built for Fortune 500s and priced accordingly.
How it works.
- 1
Send us your data.
CSV, accounting export, or a screenshot of your A/P aging — we'll figure it out.
- 2
We prepare the filings.
NAUPA II files, state cover forms, every state where you owe.
- 3
You file, or we do.
Pick the DIY tier and submit yourself, or hand it off to us.
Pricing.
Per-filing, per-state. No subscription. Volume discount kicks in automatically at three or more states.
Done-for-You
$495/ per state
We prepare, file, and confirm. You don't touch the portal.
- Everything in DIY
- Portal submission by Phillipi Financial
- Confirmation handling
- Exception resolution
Volume
$395/ per state, 3+ states
Done-for-You pricing for 3+ states.
- Everything in Done-for-You
- Applied automatically at 3 or more filings
- Single invoice, single confirmation packet
Included in every tier: data intake, AI-assisted property classification, NAUPA II file generation, state cover form preparation, secure document retention. Not included: dispute resolution with state administrators (billed hourly), audit defense (referred or quoted separately).
- 13+ yrsas a CFO
- 4 cosCFO seat
- UCLAAnderson MBA
About Brad.
13+ years as a CFO across four companies. MBA UCLA Anderson, BS Finance USC. I built Phillipi Financial because the software my CFO peers and I used to file these things was either ten thousand dollars a year or a Word doc someone emailed us.
Phillipi Financial is the compliance arm of my fractional CFO practice. If you want broader help — read about the full Financial OS service.
Frequently asked.
How do I know if I owe unclaimed property?
If you have employees, customers, or vendors and you've ever had an uncashed check, a customer refund you couldn't deliver, a deposit you never returned, or a dormant payable on your books — you owe. The bar is low. Almost every operating business owes something in at least one state, even if the dollar amount is small.
What's the filing deadline?
Deadlines vary by state. The five we cover at launch: California (Nov 1), Texas (July 1), New York (Nov 10 for most holders), Florida (May 1), Illinois (May 1). Most states also require a notice or due-diligence step weeks before the report itself.
What if I've never filed before?
Most companies haven't. States generally accept back-filings with the current year's report; some require a separate VDA (voluntary disclosure agreement) for prior-year liabilities. Our intake asks the questions that surface this — if a VDA is the right path, we'll tell you and either handle it or refer you out.
Do I need to file in states where I don't have offices?
Probably, yes. Unclaimed property reporting follows the owner's last known address, not your physical footprint. If you've ever owed money to a customer or vendor in another state and that balance went stale, that state expects a filing — regardless of whether you've ever set foot there.
What if I get audited?
Audit defense is a separate engagement, billed hourly or quoted flat depending on scope. We will refer you to specialist counsel when that's the better fit. Our annual filings reduce audit risk materially but don't eliminate it.
Can you handle property tax filings too?
Yes, starting spring 2027 — get on the early list.
Book a 15-min call.
We'll walk through which states you owe in, the data we'll need, and which tier fits. If we're not the right fit we'll say so.
Or start a filing and skip the call.