Balance Sheet / Net Working Capital

A snapshot of everything your business owns (assets) vs. everything it owes (liabilities) at a given point in time. The difference is your equity — the true value of the business.

NWC declined by $0 vs. prior month

Your short-term assets still exceed short-term liabilities — the business can cover its near-term obligations.

Balance Sheet

Account	Jul 26	Aug 26	Sep 26	Oct 26	Nov 26	Dec 26
Current Assets	$104,000	$113,000	$122,800	$133,400	$145,000	$157,400
Business Checking	$72,000	$78,400	$85,600	$93,400	$102,000	$111,200
Business Savings	$21,600	$23,600	$25,800	$28,200	$30,800	$33,600
Accounts Receivable	$10,400	$11,000	$11,400	$11,800	$12,200	$12,600
Fixed Assets	$40,240	$39,820	$39,400	$38,980	$38,560	$38,140
Equipment	$52,000	$52,000	$52,000	$52,000	$52,000	$52,000
Accumulated Depreciation	($11,760)	($12,180)	($12,600)	($13,020)	($13,440)	($13,860)
Total Assets	$144,240	$152,820	$162,200	$172,380	$183,560	$195,540
Current Liabilities	$16,800	$17,800	$17,800	$19,000	$20,000	$20,000
Accounts Payable	$6,800	$7,200	$7,600	$8,000	$8,400	$8,800
Chase Ink	$6,000	$6,400	$6,200	$6,600	$7,000	$6,800
Amex Business	$4,000	$4,200	$4,000	$4,400	$4,600	$4,400
Equity	($12,896)	($9,100)	($6,808)	($6,020)	($7,264)	($9,836)
Owner Equity	$15,000	$15,000	$15,000	$15,000	$15,000	$15,000
Retained Earnings	($27,896)	($24,100)	($21,808)	($21,020)	($22,264)	($24,836)
Total Liabilities + Equity	$3,904	$8,700	$10,992	$12,980	$12,736	$10,164

Net Working Capital Trend

NWC = Current Assets (ex-cash) - Current Liabilities (ex-debt)